Unit One Bank and Product Introduction Passage 1.1 An Introduction to Bank of China Passage 1.2 Chosing a Mortgage Passage 1.3 Foreign Exchange and Hedging Business Unit Two Retail Banking Business Passage 2.1 Agreement for Consumer Loan Passage 2.2 General Terms and Conditions for Mortgage Loan/Bridging Lonan Facility Passage 2.3 Consumer Credit Application Unit Three Corporate Banking Business Passage 3.1 Commitment Letter Passage 3.2 Sample Loan Agreement Passage 3.3 Syndicated Loan Agreement Unit Four International Settlement Passage 4.1 Letter of Credit Passage 4.2 Letter of Guarantee for Loan/Credit Facilities Passage 4.3 Letter of Guarantee for Advance Payment Unit Five Bank Annual Report Passage 5.1 Corporate Banking Business Report Passage 5.2 Financial Summary