銀行理財(cái)產(chǎn)品經(jīng)營(yíng)與管理

定　價(jià)：￥49.00

作　者：	石建勛，張凱文著
出版社：	清華大學(xué)出版社
叢編項(xiàng)：
標(biāo)　簽：	暫缺

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ISBN：	9787302523253	出版時(shí)間：	2019-05-01	包裝：	平裝
開(kāi)本：	16	頁(yè)數(shù)：	261	字?jǐn)?shù)：

內(nèi)容簡(jiǎn)介

　　本書研究分析了當(dāng)前大資管時(shí)代背景下金融資產(chǎn)管理的行業(yè)格局和監(jiān)管變革，詳細(xì)剖析了銀行理財(cái)、信托資管、保險(xiǎn)資管、券商資管、公募基金、基金子公司、私募證券投資基金和私募股權(quán)投資基金等各類資管子行業(yè)的發(fā)展現(xiàn)狀和趨勢(shì)，深入探討了新資管格局下資產(chǎn)管理機(jī)構(gòu)的業(yè)務(wù)轉(zhuǎn)型，重點(diǎn)分析了銀行理財(cái)產(chǎn)品的設(shè)計(jì)開(kāi)發(fā)和經(jīng)營(yíng)管理、銀行理財(cái)產(chǎn)品面臨的風(fēng)險(xiǎn)及風(fēng)險(xiǎn)管理、銀行理財(cái)產(chǎn)品的宏微觀效應(yīng)、大資管時(shí)代中國(guó)金融機(jī)構(gòu)的轉(zhuǎn)型與應(yīng)對(duì)。通過(guò)本書的學(xué)習(xí)，可以基本掌握銀行理財(cái)產(chǎn)品設(shè)計(jì)與經(jīng)營(yíng)管理方法。本書既可作為普通高校經(jīng)濟(jì)學(xué)、金融學(xué)、會(huì)計(jì)學(xué)、國(guó)際經(jīng)濟(jì)與貿(mào)易等專業(yè)本科生教材，也可作為資產(chǎn)管理行業(yè)從業(yè)者的參考讀物。

作者簡(jiǎn)介

　　石建勛，經(jīng)濟(jì)學(xué)博士，同濟(jì)大學(xué)經(jīng)濟(jì)與管理學(xué)院經(jīng)濟(jì)學(xué)教授、博導(dǎo)，同濟(jì)大學(xué)財(cái)經(jīng)研究所所長(zhǎng)，同濟(jì)大學(xué)國(guó)家創(chuàng)新發(fā)展研究院副院長(zhǎng)、首席專家。國(guó)家社科基金決策咨詢項(xiàng)目首席專家、上海市習(xí)近平新時(shí)代中國(guó)特色社會(huì)主義思想研究中心副主任、上海市金融學(xué)會(huì)副會(huì)長(zhǎng)、上海市中國(guó)特色社會(huì)主義理論研究會(huì)常務(wù)理事、上海高校智庫(kù)內(nèi)涵建設(shè)項(xiàng)目首席專家。《人民日?qǐng)?bào)》（海外版）特約評(píng)論員，東南大學(xué)管理學(xué)院兼職教授，成都市“新型智庫(kù)”特聘專家，《大公報(bào)》“財(cái)經(jīng)石評(píng)”作者。近年來(lái)，發(fā)表經(jīng)濟(jì)與管理論文300余篇，研究撰寫決策咨詢報(bào)告40余篇，出版《新常態(tài)？新金融？新未來(lái)》《新時(shí)代中國(guó)特色社會(huì)主義政治經(jīng)濟(jì)學(xué)》《企業(yè)并購(gòu)與資產(chǎn)重組》等專著和教材20部。主要研究與教學(xué)領(lǐng)域?yàn)閼?yīng)用經(jīng)濟(jì)學(xué)、金融學(xué)等。

圖書目錄

第一章大資管時(shí)代的行業(yè)發(fā)展與格局變化 ················································· 1
第一節(jié) 中國(guó)資產(chǎn)管理市場(chǎng)的產(chǎn)業(yè)鏈演變 ····································································· 2
第二節(jié) 全球資產(chǎn)管理行業(yè)的主流模式與趨勢(shì) ······························································ 9
第三節(jié) 當(dāng)前中國(guó)資產(chǎn)管理行業(yè)發(fā)展面臨的問(wèn)題 ························································ 13
第四節(jié) 中國(guó)資產(chǎn)管理行業(yè)的格局變化 ······································································· 15
第二章銀信保三大體系資產(chǎn)管理機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ····························· 24
第一節(jié) 銀行理財(cái)機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ······································································· 25
第二節(jié) 信托資管機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ······································································· 34
第三節(jié) 保險(xiǎn)資管機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ······································································· 41
第三章證監(jiān)體系資產(chǎn)管理機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ········································ 47
第一節(jié) 券商資管機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ······································································· 48
第二節(jié) 公募基金機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ······································································· 54
第三節(jié) 基金子公司機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ··································································· 58
第四節(jié) 私募證券投資基金機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ························································ 61
第五節(jié) 私募股權(quán)投資基金機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ························································ 64
第六節(jié) 私募創(chuàng)業(yè)投資基金機(jī)構(gòu)現(xiàn)狀與競(jìng)爭(zhēng)格局 ························································ 68
第七節(jié) 新資管格局下的資產(chǎn)管理機(jī)構(gòu)業(yè)務(wù)轉(zhuǎn)型探討 ················································· 70
第四章銀行理財(cái)產(chǎn)品基本概況 ································································· 75
第一節(jié) 理財(cái)市場(chǎng)概述 ································································································· 76
第二節(jié) 銀行理財(cái)產(chǎn)品市場(chǎng)供需與創(chuàng)新動(dòng)力分析 ························································ 79
第三節(jié) 中國(guó)銀行理財(cái)產(chǎn)品的發(fā)展階段與特點(diǎn) ···························································· 86
目錄
· VI ·
銀行理財(cái)產(chǎn)品經(jīng)營(yíng)與管理
第五章銀行理財(cái)產(chǎn)品設(shè)計(jì)與開(kāi)發(fā)原理 ······················································ 98
第一節(jié) 銀行理財(cái)產(chǎn)品設(shè)計(jì)的基本原理 ······································································· 99
第二節(jié) 銀行理財(cái)產(chǎn)品的固有指標(biāo) ············································································· 100
第三節(jié) 銀行理財(cái)產(chǎn)品一般買賣程序 ········································································· 101
第四節(jié) 銀行理財(cái)產(chǎn)品的一般運(yùn)營(yíng)步驟 ····································································· 103
第五節(jié) 銀行理財(cái)業(yè)務(wù)盈利模式：期限錯(cuò)配溢價(jià) + 信用風(fēng)險(xiǎn)溢價(jià) ···························· 105
第六節(jié) 銀行理財(cái)業(yè)務(wù)盈利模式的階段劃分 ······························································ 107
第六章銀行固定收益型與凈值型理財(cái)產(chǎn)品設(shè)計(jì)與經(jīng)營(yíng)管理 ···················· 109
第一節(jié) 固定收益型理財(cái)產(chǎn)品的定義 ········································································· 110
第二節(jié) 固定收益型銀行理財(cái)產(chǎn)品設(shè)計(jì)原理 ·······························································111
第三節(jié) 固定收益型銀行理財(cái)產(chǎn)品的特點(diǎn) ································································· 113
第四節(jié) 固定收益型理財(cái)產(chǎn)品的影響—存款理財(cái)化 ··············································· 114
第五節(jié) 固收理財(cái)?shù)膬糁祷x擇—銀行資產(chǎn)管理計(jì)劃 ··········································· 115
第六節(jié) 銀行資產(chǎn)管理計(jì)劃的運(yùn)作模式和案例分析 ··················································· 117
第七節(jié) 凈值型理財(cái)產(chǎn)品實(shí)踐中的阻礙 ····································································· 119
第八節(jié) 銀行理財(cái)產(chǎn)品創(chuàng)新方向—開(kāi)放式理財(cái)產(chǎn)品 ··············································· 121
第九節(jié) 資管新規(guī)對(duì)固收型和凈值型理財(cái)產(chǎn)品的影響 ··············································· 123
第七章銀信合作型理財(cái)產(chǎn)品設(shè)計(jì)與經(jīng)營(yíng)管理 ·········································· 125
第一節(jié) 銀信合作理財(cái)產(chǎn)品的定義 ············································································· 126
第二節(jié) 銀信合作理財(cái)產(chǎn)品的發(fā)展歷史 ····································································· 127
第三節(jié) 銀信合作理財(cái)產(chǎn)品業(yè)務(wù)模式設(shè)計(jì) ································································· 129
第四節(jié) 銀信合作的動(dòng)因分析 ···················································································· 130
第五節(jié) 銀信合作型理財(cái)產(chǎn)品運(yùn)作的一般模式 ·························································· 131
第六節(jié) 資管新規(guī)對(duì)銀信合作型理財(cái)產(chǎn)品的影響 ······················································ 147
第八章銀行資金池理財(cái)產(chǎn)品設(shè)計(jì)與經(jīng)營(yíng)管理 ·········································· 150
第一節(jié) 資金池理財(cái)產(chǎn)品的定義 ················································································ 151
第二節(jié) 資金池理財(cái)產(chǎn)品的發(fā)展歷史 ········································································· 152
第三節(jié) 資金池理財(cái)產(chǎn)品的發(fā)行動(dòng)機(jī) ········································································· 153
第四節(jié) 資金池理財(cái)產(chǎn)品的運(yùn)作模式：資產(chǎn)池的構(gòu)建 ··············································· 154
第五節(jié) 資金池理財(cái)產(chǎn)品的特點(diǎn) ················································································ 155
第六節(jié) 資金池理財(cái)產(chǎn)品面臨的發(fā)展問(wèn)題 ································································· 157
· VII ·
序言
第七節(jié) 資金池理財(cái)產(chǎn)品的風(fēng)險(xiǎn)防控案例分析 ·························································· 160
第八節(jié) 資金池理財(cái)產(chǎn)品的監(jiān)管控制 ········································································· 164
第九節(jié) 資管新規(guī)對(duì)資金池理財(cái)產(chǎn)品的影響 ······························································ 165
第九章結(jié)構(gòu)性理財(cái)產(chǎn)品設(shè)計(jì)與經(jīng)營(yíng)管理 ················································· 168
第一節(jié) 結(jié)構(gòu)性理財(cái)產(chǎn)品的定義 ················································································ 169
第二節(jié) 國(guó)外結(jié)構(gòu)性理財(cái)產(chǎn)品的發(fā)展歷史 ································································· 169
第三節(jié) 中國(guó)結(jié)構(gòu)性理財(cái)產(chǎn)品的發(fā)展及發(fā)行情況 ······················································ 170
第四節(jié) 結(jié)構(gòu)性理財(cái)產(chǎn)品的特征 ················································································ 171
第五節(jié) 中國(guó)結(jié)構(gòu)性理財(cái)產(chǎn)品的市場(chǎng)特點(diǎn) ································································· 172
第六節(jié) 結(jié)構(gòu)性理財(cái)產(chǎn)品主要分類及案例 ································································· 173
第七節(jié) 結(jié)構(gòu)性理財(cái)產(chǎn)品的設(shè)計(jì)理論 ········································································· 176
第八節(jié) 資管新規(guī)對(duì)結(jié)構(gòu)性理財(cái)產(chǎn)品的影響 ······························································ 183
第十章銀行理財(cái)產(chǎn)品面臨的主要風(fēng)險(xiǎn)及風(fēng)控管理 ·································· 185
第一節(jié) 中國(guó)銀行理財(cái)產(chǎn)品的主要風(fēng)險(xiǎn)及其分類 ······················································ 186
第二節(jié) 中國(guó)銀行理財(cái)產(chǎn)品市場(chǎng)的整體風(fēng)險(xiǎn)分析 ······················································ 198
第三節(jié) 中國(guó)銀行理財(cái)產(chǎn)品的風(fēng)險(xiǎn)管理 ····································································· 201
第十一章銀行理財(cái)產(chǎn)品的宏觀效應(yīng)分析及微觀會(huì)計(jì)處理 ························ 208
第一節(jié) 銀行理財(cái)產(chǎn)品是資金表外化的一種表現(xiàn) ······················································ 209
第二節(jié) 銀行理財(cái)產(chǎn)品的宏觀效應(yīng)—影子銀行屬性 ··············································· 210
第三節(jié) 保本型和非保本型產(chǎn)品的發(fā)行對(duì)貨幣金融指標(biāo)的影響 ································ 214
第四節(jié) 銀行理財(cái)產(chǎn)品的微觀分析—會(huì)計(jì)處理分類和方法 ···································· 220
第十二章資管行業(yè)監(jiān)管框架改進(jìn)歷程及新時(shí)代資管行業(yè)轉(zhuǎn)型 ················ 227
第一節(jié) 資產(chǎn)管理行業(yè)監(jiān)管框架的國(guó)際經(jīng)驗(yàn) ······························································ 228
第二節(jié) 中國(guó)銀行理財(cái)市場(chǎng)的監(jiān)管歷程 ····································································· 236
第三節(jié) 大資管時(shí)代的監(jiān)管基調(diào)和框架改進(jìn) ······························································ 251
第四節(jié) 大資管新時(shí)代金融機(jī)構(gòu)的轉(zhuǎn)型與應(yīng)對(duì) ·························································· 255
參考文獻(xiàn) ··································································································· 260