1 An Overview of FinTech !!!!!!!!!!!! (1) 1.1 The Definition !!!!!!!!!!!!!!! (1) 1.2 The Characteristics !!!!!!!!!!!!!! (2) 1.3 Ten FinTech Events in 2020 !!!!!!!!!! (6) 2 Introduction to the FinTech FIRE Index !!!!! (15) 2.1 The FinTech FIRE Index !!!!!!!!!!! (15) 2.2 Data Sources !!!!!!!!!!!!!!! (18) 3 Chinas FinTech FIRE Index !!!!!!!!!! (20) 3.1 The Index !!!!!!!!!!!!!!!!! (20) 3.2 The Four Subindexes !!!!!!!!!!!! (25) 4 Case Studies !!!!!!!!!!!!!!!!! (39) 4.1 The First Class: Beijing, Shanghai and Shenzhen !!!!! (39) 4.2 The Second Class: Hangzhou, Guangzhou and Chengdu !! (44) 4.3 The Third Class: Suzhou and Zhengzhou !!!!!!!!!!!!!!!! (49) 4.4 The Fourth Class: Guiyang and Foshan !!!!! (52) 4.5 The Fifth Class !!!!!!!!!!!!!!! (55) 5 Distribution Characteristics of FinTech in Cities and Industrial Chains (57) 5.1 The Distribution of FinTech Enterprises !!!!! (59) 5.2 The Distribution of FinTech Patents !!!!!!! (62) 5.3 The Distribution of Digital Technology of FinTech !! (65) 6 Conclusions and Prospects !!!!!!!!!!! (69) 6.1 Conclusions !!!!!!!!!!!!!!!! (69) 6.2 Policy Recommendations !!!!!!!!!!! (72) 6.3 Prospects !!!!!!!!!!!!!!!!! (75) Postscript !!!!!!!!!!!!!!!!!!!! (79)